Welcome to the Association of Financial Mutuals (AFM), the trade body that represents mutual insurers, friendly societies and other financial mutuals right across the UK.

Launched on 1 January 2010, following the merger of The Association of Mutual Insurers and the Association of Friendly Societies, AFM now comprises 47 member companies. Between them, mutual insurers manage the savings, pensions, protection and healthcare needs of over 30 million people in the UK and Ireland, annual premium income of £15.9 billion, and nearly 38,000 employees (source: www.ICMIF.org).

A financial mutual is an organisation that supplies financial services products, and which is owned by its customers, or members. That means there are no shareholders to pay dividends to or account to, and a mutual can concentrate entirely on delivering products and services that best meet the needs of its customers.

Get behind mutuality – become an AFM member

Join the 47 member companies who are championing mutuality with the AFM today. Financial mutuals are invited to join as Full or Associate Members and enjoy an array of attractive benefits, including:

  • representation within the UK and Europe at corporate and political level
  • press and public relations campaigning
  • networking events
  • training and development opportunities
  • research facilities and specialist consultancy services
  • access to publications and resources
  • regular updates and insight via our monthly e-newsletter, Mutually Yours.

Find out more about membership packages.

Our Mutual members


Mutually yours Newsletter

July 2015
May 2015
March 2015
January 2015

Consultation Responses

Consultation 2015
Consultation 2014

Surveys, Research, Insight

05 November 2014

AFM key facts

15 September 2014

All Party Inquiry into Mutual Capital

29 August 2014

AFM Corporate Governance Report 2014

18 March 2014

Mutuals in their Communities

04 February 2014

Markets for the many

What AFM is all about

July 2015

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