Promoting & supporting the mutual sector for the benefit of customers & members throughout the UK

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The Association of Financial Mutuals is the trade body that represents mutual and not-for-profit insurers, friendly societies and other financial mutuals across the UK.

Between them, mutual and not-for-profit insurers manage the savings, pensions, protection and healthcare needs of over 30 million people in the UK and Ireland, annual premium income of £19.6 billion, and nearly 30,000 employees (source:

A financial mutual is an organisation that supplies financial services products, and which is owned by its customers, or members. That means there are no shareholders to pay dividends to or account to, and a mutual can concentrate entirely on delivering products and services that best meet the needs of its customers.

Our Mutual Members

We have 50 full members today, enjoying a huge range of benefits.

Join the member companies who are championing mutuality with the AFM today. Financial mutuals are invited to join as Full or Associate Members and enjoy an array of attractive benefits.

See the Benefits Meet Our Members

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